What if I can't afford treatment or therapy?

Financial barriers to substance addiction treatment are unfortunately common, but there are many resources available to help people access care regardless of their ability to pay. Don't let cost prevent you from seeking the help you need—there are options available. Start by exploring free or low-cost options in your community. Many areas have community health centers that offer addictive behaviors counseling on a sliding scale based on income. Some religious organizations provide free counseling services, and many communities have free support groups like AA, NA, or SMART Recovery. Look into government-funded treatment programs. Many states have publicly funded addiction treatment centers that provide services at no cost or low cost to people who qualify based on income. Contact your state's department of health or substance abuse services to learn about available programs. Check if you qualify for Medicaid, which covers substance addiction treatment in most states. Even if you haven't qualified in the past, eligibility rules have expanded in many areas. The Affordable Care Act requires most insurance plans to cover addiction treatment as an essential health benefit. Many treatment centers offer payment plans or sliding scale fees based on your income. Don't assume you can't afford treatment without asking about financial assistance options. Some centers also have scholarship programs or charity care for people in financial need. Consider online resources and apps that provide recovery support at low or no cost. While these shouldn't replace professional treatment for severe addiction, they can provide valuable support and tools for people with limited resources. Look into employee assistance programs (EAP) if you're employed. Many employers offer free, confidential counseling services that include addiction support. These programs are typically available to employees and their family members at no cost. Contact local nonprofits that focus on addiction recovery. Many of these organizations can help connect you with low-cost or free resources in your area. Remember that the cost of treatment is almost always less than the cost of continuing to use substances when you factor in lost income, health problems, legal issues, and other consequences of addiction.