How do I stop feeling so ashamed of my debt?

shameful feelings thrives in secrecy and silence. The first step to overcoming debt overcoming shame is to talk about it with a trusted person or a financial counselor. Remember that debt is a circumstance, not a reflection of your character. Millions of people have debt for various reasons, from medical bills to student loans to economic hardship. Creating a budget and a concrete repayment plan can restore a sense of control and reduce feelings of shame. Focus on progress, not perfection.